Measure twice
fund once.
Fast, flexible working capital to power your business growth—with quick approvals, competitive rates, and funding that works on your terms.
Toolbox is a financial technology company, not a bank. Banking services provided through partner banks, Members FDIC.
Line of Credit
$30,000.00
Your available credit
Line of Credit
$325.25 payment scheduled February 9, 2026
$1,000.00
Total balance
Draw funds
Join the fastest growing small business banking platform
5+
years in business
100K+
businesses helped
$500M+
in funding
$4B+
business loans
Business financing to fuel your growth.
Apply for a Toolbox Line of Credit up to $250,000, or a business term loan up to $500,000 through our partners—all from one application.
Competitive pricing and repayment terms
Flexible options designed to fit your business needs.
Submit an application without impacting your credit score
Check your eligibility with no commitment.
Get a decision in as fast as 24 hours
Access funds quickly when you need them most.
See why our customers love Toolbox.
And why you will, too.
Man, running this shop is expensive. Parts cost a fortune and customers take forever to pay. Toolbox's been a real lifesaver - when I need to order a bunch of parts or pay my guys, I just use the line of credit. Super easy to get set up, too.
Mike R.
R&M Classics Auto Repair
Auto repair
I'm always waiting on payments from clients, you know how it is. With Toolbox, I can get my money right away instead of waiting around. Lets me take bigger jobs without stressing about when I'll actually get paid.
James T.
Independent Welder
Welding & fabrication
Concrete work's all over the place; busy season, slow season, and everyone pays different. Toolbox helps me cover the gaps so I can keep my guys working. It's made a huge difference for us.
Carlos M.
Mendez Concrete Solutions
Concrete repair
