Measure twice
fund once.
A powerful business banking platform built for where you are and where you're going—with lower fees, effortless money movement, and access to working capital.
4.8/5on
Trustpilot
Toolbox is a financial technology company, not a bank. Banking services provided through partner banks, Members FDIC.
Line of Credit
$30,000.00
Your available credit
Line of Credit
$325.25 payment scheduled December 18, 2025
$1,000.00
Total balance
Draw funds
Join the fastest growing small business banking platform
5+
years in business
100K+
businesses helped
$500M+
in funding
$4B+
business loans
Business financing to fuel your growth.
Apply for a Toolbox Line of Credit up to $250,000, or a business term loan up to $500,000 through our partners—all from one application.
Competitive pricing and repayment terms
Flexible options designed to fit your business needs.
Submit an application without impacting your credit score
Check your eligibility with no commitment.
Get a decision in as fast as 24 hours
Access funds quickly when you need them most.
See why our customers love Toolbox.
And why you will, too.
I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Toolbox. Their integrations and no fee structure were selling points for me.
Logan P.
LP Creative Media
Professional services
Switching to Toolbox was a game-changer for our cash flow. The line of credit is incredibly flexible and the application process was refreshingly simple. We finally feel in control of our finances.
Maria G.
The Corner Bookstore
Retail
As a contractor, getting paid on time is crucial. Toolbox's invoicing and payment tools have streamlined our whole process. It's saved us hours of admin work every single week.
David C.
Chen Construction
Construction